Personal Umbrella Insurance
A personal umbrella policy adds an extra layer of liability protection on top of your auto and home insurance. If a serious accident or lawsuit is bigger than your regular limits, umbrella insurance helps protect your savings, home and future income.
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What is personal umbrella insurance?
Umbrella insurance pays liability claims after your auto, home or landlord policy reaches its limit. It can also cover some claims those policies don't, such as libel or slander.
Coverage usually starts at $1 million and often costs less than people expect. We compare carriers to find the best umbrella coverage for your situation.
Who needs Personal Umbrella Insurance?
What does Personal Umbrella Insurance cover?
Every policy is customized to you. Here's what this coverage typically includes.
Extra auto liability
Pays above your car insurance limits after a serious accident.
Extra home liability
Pays above your homeowners limits for injuries on your property.
Personal injury claims
Coverage for claims such as libel, slander and false arrest.
Legal defense costs
Attorney fees for covered claims, often in addition to your limit.
Rental property liability
Can extend over landlord policies for rental homes you own.
Higher limits
Choose $1 million, $2 million or more to match what you need to protect.
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Very responsive and professional guys. They work clearly, are polite, and always answer calls and messages quickly. They helped me find insurance at a really good price. I’m very satisfied and truly recommend them
Personal Umbrella insurance questions
How much umbrella coverage do I need?
Many people choose a limit at least equal to their net worth. Policies usually come in $1 million increments.
What do I need to qualify?
Most carriers require certain minimum liability limits on your auto and home policies. We'll review and adjust those for you.
Does a personal umbrella cover my business?
No. Business activities need a commercial umbrella policy. We offer both.
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