Limo & Uber Black Insurance
Commercial livery insurance for limousine companies, black car services and Uber Black drivers. We help you meet CPUC TCP permit requirements with coverage from our network of 65+ A-Rated partner carriers, at the best possible price.
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What is livery insurance?
Livery insurance is commercial auto insurance for vehicles that carry passengers for hire, such as limousines, black cars, Uber Black and Uber Black SUV vehicles, sprinter vans and party buses.
In California, these operators need a Charter-Party Carrier (TCP) permit from the California Public Utilities Commission (CPUC), and the permit requires commercial liability insurance. Personal auto and standard rideshare policies do not meet this requirement.
Who needs Limousine & Livery Insurance?
Livery insurance for every type of passenger vehicle
From a single Uber Black SUV to a fleet of party buses, we find coverage that fits your operation.
SUVs & black cars
Escalades, Suburbans, Yukons and luxury sedans used for black car and executive service.
Stretch limousines
Classic and SUV stretch limos for weddings, proms, nightlife and special events.
Party & tour buses
Party buses, shuttle buses, tour buses and charter coaches of every size.
Sprinter & executive vans
Luxury Sprinter vans and executive passenger vans for groups.
Uber Black car insurance
Commercial livery coverage for Uber Black and Uber Black SUV drivers with a TCP permit.
Private chauffeur services
Corporate, airport, VIP and private chauffeur services.
What does Limo & Uber Black Insurance cover?
Every policy is customized to you. Here's what this coverage typically includes.
CPUC-compliant liability
Limits that meet TCP rules: $750,000 for vehicles seating 7 or fewer, $1.5 million for 8 to 15 passengers and $5 million for 16 or more.
Physical damage
Collision and comprehensive coverage for your sedan, SUV, limousine or sprinter van.
Uninsured motorist
Protects you and your passengers when the other driver can't pay.
Medical payments
Helps cover medical bills for passengers and drivers after an accident.
CPUC insurance filings
We coordinate the insurance filing the CPUC needs to issue or renew your TCP permit.
Workers' compensation
Required by the CPUC if you employ drivers or staff. We can quote it together.
We work for you, not the insurance company.
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They gave me the best price in the market and handled everything super fast. Great service and very satisfied
Limo & Uber Black insurance questions
Do Uber Black drivers need commercial insurance?
Yes. Uber Black and Uber Black SUV drivers need a CPUC TCP permit, and the permit requires commercial livery liability insurance. Personal auto and standard rideshare coverage do not meet this requirement.
What insurance does the CPUC require for a TCP permit?
Minimum liability is $750,000 for vehicles seating 7 or fewer passengers, $1,500,000 for 8 to 15 passengers and $5,000,000 for 16 or more. Carriers with employees must also file proof of workers' compensation.
How fast can my insurance filing be done?
Once your policy is bound, we work with the carrier to submit your CPUC filing as quickly as possible so you can get on the road.
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Workers' Compensation Insurance
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General Liability Insurance
Protects your business from customer injury and property damage claims.
Learn more →Get your free Limo & Uber Black quote
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